Many homeowners are surprised to learn that installing a professionally monitored security system can actually help lower their homeowner’s insurance premiums. Insurance companies reward proactive safety measures, and a reliable system can make a significant difference.
Why Insurance Companies Value Home Security Systems
Insurance providers assess risk when determining policy rates. A home equipped with a trusted security system, especially one that includes features like 24-hour monitoring, intrusion detection, and fire or environmental sensors, significantly reduces the likelihood of claims related to theft, vandalism, or property damage. As such, reducing risks means fewer potential payouts for the insurer, which often translates into a discount for you.
For NYCONN Security Systems specifically, our systems are recognized by major insurance companies and are listed with Underwriters Laboratories (UL), ensuring that our installations meet the highest standards of safety and reliability. Many insurance providers require UL-listed systems for policy discounts, making this certification an important factor in choosing your security provider.
What Type of System Offers the Best Savings?
Not all systems qualify for insurance discounts, and not all discounts are the same. In general, systems that are professionally installed and monitored 24/7, like those we provide through our U.L. listed central monitoring station, are viewed most favorably by insurers. These systems provide real-time alerts and immediate response to emergencies, which can prevent small incidents from becoming costly losses.
Advanced systems that include fire detection, carbon monoxide monitoring, or flood sensors may yield additional savings. Combining these features with intrusion detection shows insurers that you’re taking every precaution.
Beyond Insurance Savings: The Value of True Protection
While the potential for reduced premiums is a nice benefit, the real value of a home security system lies in the safety and peace of mind it provides. If you’re ready to protect your home, your loved ones, and possibly reduce your insurance costs, contact us today.